Our community institutions are in debt – cultural debt. And the bill is due.
There are major consequences when the bill comes due on a debt you owe. Personal debt can lead to bankruptcy or foreclosure and the loss of your home.
If paid off before the bill comes due, debt can be a tool. Many communities in North America have utilized the qardh hasanah (goodly loan) as a way to expedite construction projects and then pay people back over time. When businesses fail to pay debt back, they are forced to liquidate and go out of business to satisfy their creditors. In extreme cases, like the economic crisis of a few years ago, major institutions repeatedly utilizing debt as a tool became over-leveraged, creating a rippling collapse.
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Financial debt is not the only type of debt an organization carries. Every decision made by an organization adds to a balance sheet of sorts. Other types of debt can be technical, or even cultural.
Consider a new company that keeps making the decision to cut corners with their technology infrastructure – creating ‘technical’ debt. At a certain point, the infrastructure will need to be replaced. If not properly planned for, the cost to fix it could cripple the company.
Put another way, impatience and short-term decision making create (non-financial) debts that can destroy an organization.
The cultural debt for an organization, especially Islamic organizations, can be the most devastating.
These decisions may appear rational or well-intentioned compromises, but they come at a cost.
For example, if a community prioritizes money into a construction project instead of an imam or youth director, what is the cost of the compromise? A 5-year construction project means an entire segment of youth who will be aged anywhere between 13 and 18 risk being disconnected from the masjid.
What about the cost of marginalizing the one sister on the board multiple times such that other sisters become disenchanted and unengaged. Or what if the marginalized board member is a youth, or a convert, or a person of color? How is the collateral damage to those segments of the community assessed?
What about when the same 2 or 3 people (even without an official title) remain in charge of a masjid and aggressively push out people not in line with their agendas? Dedicated and hard-working volunteers will end up leaving and going to other communities.
What about when a few people are responsible for creating an environment so toxic and exhausting that volunteers don’t want to come to the masjid anymore? And they get so burned out that they refuse to get involved in a masjid again? Who is going to pay the bill for all the talent that’s been driven away?
What is the spiritual debt on a community that refuses to invest in an Imam or scholar for over 10 years? An entire generation will grow up in that masjid without a local resource to take guidance from. What is the impact on those kids when they grow up to get married and have their own children?
What is the cost of having overly-aggressive daily congregants who yell at people, make people feel uncomfortable, and ultimately make them want to stay away from the masjid?
Will the construction committee that decided to build a customized dome instead of a more adequate women’s prayer space ever make it up to them?
What is the cost on a community of building a massive albatross of a school that can’t cover its own overhead – and yet services less than 5% of a community’s children?
What is the cost on a congregation when the Friday khutbah becomes associated entirely with fundraising instead of spiritual development?
Did anyone plan to repay this cultural debt when they were making decisions on behalf of the community? Who is paying attention to it?
Some communities are able to shift, and make strides. Some communities are able to recognize a larger vision for growing and developing a community spiritually.
For other communities, they are now over-leveraged. The culture debt is due. To continue the financial analogy, they’re at the point of declaring bankruptcy.
These are the masjids that are empty. These are the ones where, pardon the crassness, after a few people die off, the masjid will most likely die out as well because there is no community left to take over.
These are the communities that people avoid, where they refuse to volunteer, and eventually where people stop donating.
The culture debt of the community is that people no longer feel a part of the community, and therefore the infrastructure they worked so hard to build will crumble.
Cultural bankruptcy is the loss of people.
Can the culture debt be repaid? Is there a way out? How do you undo the loss of people?
I was really hoping to have a nice and tidy 5-step action plan to fix this. The reality is, it’s not going to be easy. People don’t realize the collateral damage they’ve caused over the course of 10-20 years despite the good intentions they had.
How do you get them to accept responsibility, much less change?
It’s not going to happen. The change will be outside the masjid. This means there will be a continued rise in third spaces. Parents are using online tutors instead of Sunday schools, making their children even less attached to the masjid. There will be an increase in small groups of families getting together in their homes instead of the masjid to try and build a sense of community. There will be an entire generation of new adults who will not even desire an attachment to the masjid beyond the Friday and funeral prayers.
People will replace the local community with online communities (and sometimes the dubious online personalities leading them)
We all see the masjids in our community that have been hit hardest by this culture debt. They’re the ones that used to be full and are now empty – while the same 2 or 3 people remain in charge for literally decades. They’re the ones that we fear will eventually close down or be sold off due to a lack of any real community – because the community was never invested in to begin with.
Those in positions of influence should seriously take account of the consequences of their actions on the community. Recognize the wrongs that were done and do your best to rectify them. At the least, seek forgiveness for the ramifications of your actions.
We can no longer make the excuse of having to do what we had to do in order to get institutions up and running from scratch. As the saying goes – what got you here won’t get you there. The reality across America is that too many people have used the masjid to serve their own egos, fulfill their desires for power, and give themselves a big building as something to point at and say, “I built that.” Too few have created a vision for the spiritual upliftment of a community and then worked to serve it.
And now we see the consequences of those decisions. The culture debt is due, and we might not be able to pay it back.